Many years ago, when I was a young teenager, my sister and her husband come over all excited and announced they were buying a house. This was big news and the whole family got excited with and for them, all except my dad. He asked them just one question “With your credit how did you get qualified?” They did not have an answer to that question and had not even thought about their credit. They went away deflated and worried they might not be able to get the house. When they had a bank check out their situation, they were not ready to buy the house. However they worked with the seller of the property and wear able to do a simple assumption of his loan and make their dreams come true. They got lucky is what it was, lucky they could do the simple assumption of the loan. If you’re getting excited reading this thinking there might be a way to get into a house now forget it, simple assumptions don’t happen any more. Congress stepped in and said that if you can’t credit qualify you can’t get the loan. Sorry folks, credit plays a big role in our financial lives and unfortunately, for most Americans today there is no one there to teach them how credit works and what they need to do.
A good beginning step in starting an affiliate marketing business is once you have defined your niche market find out who the players in that market are. Credit repair is a very competitive business and even for someone like me that has been in and around the industry for many years now thought twice about entering this crowded pool, but I pushed on and started looking for who the voices in the market are. I figures I would start with Google and look for the top blogs using Google blog search. I was shocked with I found. I typed “Credit Repair” into the search field and clicked on the first link. It was a blog called Trinity Credit Services. I clicked the link and was taken to what looks to be the home page for a credit repair service that hits you with sign up now for a “Free” consultation. The sight does not rally give more information about credit repair, other than why you should use them. This was not a blog where information is given or a conversation can happen, it is a straight up marketing site.
Going back to my search page I did start finding a few blogs. I am looking to learn all I can about this market and was looking for a few blogs to follow. To be honest, I did not really find any blogs that I felt were worth my time following. The best one that I found was “Credit Repair Blog”. The last post was almost a month ago and the one before that was 6 months old. The blog is all about Sky Blue Credit repair and why you should use them. All the blogs that I found were like this. They lacked conversation, education and were all about getting people to sign up now. To me it seemed that that most of the bloggers out there are focused on low hanging fruit and all the other are being ignored. I did not find any that I thought were well done. Here are the links to the blogs I visited:
Next I went to Alltop.com to see if I could find a couple good blogs on the subject of credit repair. I was not surprised this time to not find any decent blogs. It seems that all the effort in the credit repair affiliate sector is all about sign up now or talk to one of our sales reps and get sold today. Now if you looking to find blogs and sources of information of money and financial concerns there are plenty to pick form like Forbes and the Wall Street Journal. These sources are great to help you figure out what to do if you have great, credit, deep pockets and are all ready more financially successful than the average Joe. Finding basics on the topics just did not happen in my search. Looking into the shark filled waters of credit and affiliate marketing I am now less scared and see a ton of opportunity. The value I am looking to add to consumers looking in this area is to give it to them straight, to educate them and help them make an informed decision for their financial future and not just a high-pressure sales tactic. It is about time for someone to stand up for the average person and be the voice of education and understanding. I am going to use blogs and videos to start to reach out to the masses and start a real conversation on how we are going to get ourselves out of bad credit and into the world of financial understanding and a good solid future with all the trimming like home ownership and a secure retirement. Dreams can come true, for those with less than perfect credit buying that house can come true and for me being a player in the credit affiliate space is becoming more real every day.